Do you love where you live? If so, why? What qualities and amenities make your city stand out? Low crime rate? Access to jobs and resources? Awesome public transportation? While individual preferences can often make a city uniquely desirable to some folks, there are a few universally desirable features that define a highly livable city, according to a survey by 24/7 Wall Street.

Through their extensive index of over three dozen socioeconomic measures, 24/7 Wall Street has identified America’s 50 best cities to live. The most livable cities on the list span the country, with several major cities appearing from all regions of the nation.

Wondering which attributes contribute to make a city get high marks in livability? Here are just a few of the many aspects 24/7 Wall Street’s analysts took into consideration:

  • Poverty Rate
  • Median Home Value
  • Percentage of Population with Bachelor’s Degree or Higher
  • Unemployment Rate
  • Availability of Entertainment, Recreation
  • Typical Household Income
  • Cost of Living

So which US city is considered the best place to live?

Carmel, Indiana took the number one spot, with a large portion of its population showing characteristics of healthy, happy, educated people. Nearly 70 percent of the population holds a bachelor’s degree or higher. The residents of Carmel are also typically high earners, and with a relatively low cost of living, they generally have a decent amount of disposable income to enjoy the many restaurants, cultural events, nightlife, and recreational activities.

Crime is low in Carmel, making it a safe place to call home. Nationally, there are 386 violent crimes and 2,451 property crimes reported for every 100,000 residents. In Carmel, there are only 28 violent crimes and 887 property crimes reported per 100,000 people.

Here are a few more stats for the Carmel, Indiana – 24/7 Wall Street’s most livable city:

  • Population: 90,533
  • Median home value: $315,200 (top 25%)
  • Poverty rate: 3.9% (bottom 10%)
  • Percentage with at least a bachelor’s degree: 69.7% (top 10%)

Wondering which cities made the top 10?

Here are the rest of America’s most livable cities in the top 10:

2. Centennial, Colorado
3. Arvada, Colorado
4. John’s Creek, Georgia
5. Highlands Ranch, Colorado
6. Dale City, Virginia
7. Naperville, Illinois
8. O’Fallon, Missouri
9. Columbia, Maryland
10. Raleigh, North Carolina

See the full list of the 50 most livable cities in the US on

Thinking of relocating and purchasing a home? Mid America Mortgage, Inc. offers competitive rates on a variety of home financing options throughout the United States. Connect with us today to learn more about our home loan products and receive a free rate quote.

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